Terms of Service

These Terms govern your use of mortgagesolutionusa.com (the "Site"), operated by MortgageSolutionUSA ("we", "us"). By using the Site you agree to these Terms.

1. Our service

MortgageSolutionUSA is an insurance matching service and advertising website. Based on the information you provide, we route your call to a third-party licensed insurance partner, and we are paid for that referral. We are not an insurance company, agency, or licensed entity, we do not sell insurance, and we do not employ insurance agents.

2. Your answers

Answering the questions on the Site is not an insurance application and does not determine approval. Eligibility, coverage amounts, living benefit riders, and rates are determined solely by the insurer. You agree that information you provide is accurate and that you are at least 18 years old.

3. Calls

When you call, you may first speak with a customer service representative before being connected with a licensed insurance agent. Calls may be recorded by us or our partners for quality and compliance purposes. Licensing and plan availability vary by state.

4. Third-party partners

Our insurance partners are independent businesses. We do not guarantee or take responsibility for their products, pricing, licensing, advice, or conduct. Any policy is solely between you and the insurance carrier.

5. No warranties

The Site is provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied. We do not guarantee coverage, approval, pricing, or the availability of any partner in your area.

6. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages, or for any damages arising from products or services provided by third parties. Our total liability for any claim relating to the Site will not exceed one hundred U.S. dollars.

7. Acceptable use

You may not provide false information or interfere with the Site's operation.

8. Changes

We may update these Terms at any time by posting a revised version on this page.

9. Contact

Questions about these Terms: contact@mortgagesolutionusa.com.