Mortgage Protection · Living Benefits · No Cost to Call

If You Can't Work,

Get Sick, or Injured We Pay Your Mortgage

Smiling family of four standing in front of their home

A serious illness can turn your life upside down, but your mortgage payments keep coming. If you suddenly couldn't work or faced a major health crisis, would your family be financially prepared?

Mortgage protection with living benefits can pay you part of your benefit while you're still alive if you qualify, and it isn't a loan, so there's nothing to pay back.

Help Covering the Mortgage

Living benefits can be used however you choose, including keeping up with house payments while you recover.

Paid While You're Alive

Many policies can advance part of the death benefit after a qualifying critical, chronic, or terminal illness.

Not a Loan

Living benefits aren't repaid. Money advanced is generally deducted from the benefit your family receives later.

Living benefit riders, qualifying conditions, and amounts vary by carrier, policy, and state, and are not available on every policy. Approval and pricing are decided by the insurance carrier.